CLM · MC Intelligence
Carriers are already flying drones over Florida roofs and scoring properties with models that weight roof color, tree coverage, and proximity to water. Those models generate denials without a human ever looking at the building. The policyholder shows up to that fight with a phone photo. We change what the policyholder brings.
from dispatch to delivered evidence set
dispatch response target during operating hours
SPEED TO LEADon-time delivery against published SLA
MEASURED MONTHLYflying this coastline since
TEN YEARSWhy it matters
The carrier has an aerial file, a scoring model, and a staff adjuster. Remote assessment routinely misses damage only visible up close. Matching the carrier's evidence standard — and exceeding it with radiometric thermal — is what moves a claim.
We do not sell roofing. We do not take contingency. We do not have a position on the outcome. Our fee is the same whether the claim pays or not, and that fact is on the first page of every report — because it is the reason the report carries weight.
Pre-storm baseline capture is the cheapest insurance a portfolio owner can buy. Post-event, we mobilize on 24-hour dispatch with chain-of-custody logging from the first frame.
Deliverables
Process
Through your public adjuster or counsel. Florida requires drone operators working a claim to be employed by or contracted with a licensed adjuster — we work inside that structure, not around it.
24-hour mobilization for post-event work. Priority dispatch available in 12.
Full envelope, full resolution, thermal where moisture is in question. Nothing cropped, nothing enhanced.
Originals archived with hash verification. Report delivered; raw files retained and producible on demand.
Pricing
Rates below are standard scope in our home market. Gold Coast mobilization adds a flat $285. Priority dispatch halves turnaround at a 35% premium.
| Product | Rate | Delivery |
|---|---|---|
| INS-02Thermal Envelope Survey Radiometric thermal to 50,000 sf, moisture mapping, anomaly log. +$0.06/sf beyond. | $1,850 | 48 hr |
| CMP-02Wind Mitigation Evidence Set Roof geometry, deck attachment and opening-protection imagery for OIR-B1-1802 (Rev. 04/26). | $385 | 24 hr |
| CLM-01Independent Claim Documentation Timestamped, geolocated, thermal-corroborated evidence set. Chain-of-custody log included. | $895 | 24 hr |
| BND-02Claim File Exterior 3D mesh + radiometric thermal, one mobilization. Requires a licensed-adjuster contract. | $2,200 | 48 hr |
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ExploreFrequently asked
Florida rule requires that a drone operator working an insurance claim be employed by or contracted with a licensed adjuster. If you are a homeowner, engage a public adjuster or a first-party property attorney and have them bring us in. We will happily make an introduction — we work with adjusters across both coasts.
Carriers generally accept drone documentation that includes high-resolution imagery, GPS coordinates, timestamps, and a professional assessment. Ours includes all four plus radiometric thermal and a chain-of-custody log. We deliver unretouched originals precisely so the file survives challenge.
We provide fact testimony as to what was captured, when, from what altitude, and under what conditions. We do not offer opinion testimony on causation or scope of loss — that is your engineer's or adjuster's role, and keeping the line clean is what preserves the value of our record.
Portfolio baseline capture is priced per building and falls sharply with volume. For an association or a portfolio owner, a documented pre-season condition set is the single highest-leverage $900 in the claims process — it converts every post-event argument from opinion into comparison.
Next step
We will confirm airspace, scope, and delivery date before you commit to anything.